Your Business, Powered by Embedded Wallets
Offer your customers, agents, or merchants a secure, RBI-aligned wallet experience, directly within your platform. With Gairik’s Digital Wallet infrastructure, businesses can launch closed-loop, semi-closed, or full-stack digital wallets with integrated KYC, top-up, transfer, and redemption flows.
Whether you're building a ride-hailing app, a shopping platform, or a rewards network, Gairik helps you deploy a wallet ecosystem that’s scalable, compliant, and interoperable with major payment rails across India.
Why Choose Gairik Wallet Infrastructure?
We simplify digital payments — so you can focus on growing your business.
Launch Ready in Weeks, Not Months
Our pre-integrated wallet stack accelerates your time to market—no need to build from scratch or navigate regulatory hurdles alone.
Supports Custom Flows & UI
Embed the wallet into your existing app or website using APIs, SDKs, or white-labeled frontends tailored to your branding.
RBI-Compliant & Audited
Built with regulatory controls for PPI (Prepaid Payment Instruments), our wallet infrastructure supports KYC levels, balance caps, and transaction logging.
How It Works
Here’s how we help you create secure, scalable wallets for any use case:
- 1. Choose Your Wallet Type: We enable closed, semi-closed, and hybrid wallets depending on your business.
- 2. Configure User Onboarding Flow : Add KYC, PIN, phone OTP, or parent-wallet link based on risk levels.
- 3. Enable Load, Spend, & Transfer Features: Let users load money via UPI, cards, or net banking and use it within your app.
- 4. Integrate Refunds, Rewards & Bonuses: Automate cashback, loyalty points, referral credits, or partial refunds.
- 5. Monitor Ledger Activity Live: Track every transaction with timestamped entries and audit trails.
- 6. Stay Compliant with RBI Guidelines: Ensure limits, KYC, and fund flows match RBI wallet license standards.
Our team handles everything from compliance to technical testing — so you can launch confidently.
Grow Faster with Gairik
Launch Wallets That Work for You-Whether for users, partners, or payouts—our wallet infra does it all. Gairik’s wallet stack offers:
Closed & Semi-Closed Wallets
RBI-Compliant KYC Flow
Instant Load & Spend
Parent-Child Wallet Structures
Refund & Loyalty Integration
Embed wallets that move with your business model.