Integrated Insurance for Platforms, Workforces & Customers
Protect your users, employees, and business with seamlessly embedded insurance solutions, powered by Gairik’s tech-enabled insurance infrastructure. Whether you're a digital lender, gig platform, marketplace, or corporate enterprise, we help you distribute, manage, and automate insurance offerings that are compliant, scalable, and hyper-relevant.
From health and life coverage to asset and transaction-level protection, Gairik partners with IRDAI-approved insurers to offer tailored policies backed by robust tech infrastructure and real-time APIs.
Why Choose Gairik for Insurance Distribution & Embedding?
We simplify digital payments — so you can focus on growing your business.
Insurance Built for Digital Platforms
We specialize in embedding insurance within e-commerce, lending, logistics, gig, and employee platforms—without disrupting your user experience.
Modular Product Structuring
Bundle insurance with purchases, subscriptions, or transactions—custom-built to your user journey and business logic.
Automated Policy Management
From issuance and coverage verification to renewals and claim reminders—Gairik handles all backend insurance lifecycle workflows.
How It Works
Here’s how Gairik helps you embed and manage insurance digitally:
- 1. Define the Insurance Use Case: We assess whether you need loan protection, asset cover, health, or gig-worker insurance.
- 2. Source Plans from IRDAI Insurers: We shortlist insurance partners and products relevant to your model.
- 3. Digitally Issue Policies: Trigger issuance via API or dashboard, including document generation and coverage mapping.
- 4. Link with Premium Collection Flows: Use your existing payment gateway or wallet for one-time/recurring premium collection.
- 5. Automate Claims & Renewals: Enable users to file claims online with real-time status tracking and alerts.
- 6. Monitor Performance & Compliance: Get live insights on coverage ratios, claims, expiries, and policy lapses.
Our team handles everything from compliance to technical testing — so you can launch confidently.
Grow Faster with Gairik
Protect What Powers Your Platform, build trust with users, and reduce liability, one policy at a time. Gairik’s embedded insurance infrastructure offers:
Micro, Group & Custom Coverage
Digital Policy Issuance
API-Driven Claims Management
Partnered with IRDAI-Approved Insurers
ABuilt-in Risk Controls & Alerts
Secure your business, workforce, and platform, digitally and responsibly.