Powering Every Transaction with Intelligence, Security & Scale
Accept payments across all channels-seamlessly, securely, and globally with Gairik’s Payment Gateway Integration. Gairik’s Payment Gateway is made as per global standards and can be used by startups, enterprises, and digital-first businesses to collect online payments with maximum efficiency and minimum friction. From UPI to cards, EMI to international payments, it’s a full-stack infrastructure built for growth.
Built with enterprise-grade security, AI-powered fraud prevention, and real-time analytics, our gateway is more than a payment solution; it’s a digital command center that puts you in full control of your revenue.
Why Choose Our Payment Gateway Integration?
We simplify Digital payments so that you can focus on what you do best- grow your business.
Multi-Mode Payment Support
You can accept UPI, cards, net banking, wallets, and EMI on a single platform with Gairik’s Payment Gateway. Our gateway covers all customer preferences- no need for multiple integrations.
AI-Driven Smart Routing
Gairik’s routing engine selects the most optimal path for each transaction, improving approval rates and reducing failures due to issuer outages.
Lightning-Fast Settlements
Choose from instant, same-day, or next-day settlements to ensure a consistent and reliable cash flow for your business.
Compliant by Design
Fully PCI DSS certified, with tokenized storage and 3D Secure authentication, built to meet all compliance requirements with zero compromise.
Built for Scale
Process 1,000 or 10 million transactions, our cloud-native infrastructure ensures consistent uptime and smooth processing.
Enterprise Support & API Flexibility
Get access to world-class documentation, developer support, plug-and-play SDKs, and a responsive merchant success team to guide you.
How It Works
Here’s how we simplify merchant transactions and cash flow through Gairik’s Payment Gateway:
- Step 1 : Choose Your Preferred Gateways: Select from a wide range of acquiring banks and payment providers based on your business model, transaction volume, or regional preference.
- Step 2 : We Embed Secure Credentials: Gairik configures and embeds secure, encrypted credentials to ensure smooth and compliant payment processing.
- Step 3 : Activate Smart Transaction Routing: Our intelligent engine automatically routes payments through the fastest, most reliable channels, optimizing for uptime, cost-efficiency, and success rates.
- Step 4 : Receive Settlements Your Way: Funds are settled directly to your merchant account on your preferred cycle; T+0, T+1, or custom, so your cash flow stays predictable and agile.
- Step 5 : Track, Reconcile, and Report: Access a unified merchant dashboard to monitor transactions, track success rates, download reports, manage disputes, and stay audit-ready, all in real time.
Our team handles everything from compliance to technical testing — so you can launch confidently.
Grow Faster with Gairik
A payment gateway should do more than process transactions; it should drive your growth. With Gairik, you get :