Seamless Banking Integrations for Platforms, Marketplaces & Fintech Innovators
Gairik’s API Banking infrastructure enables businesses to embed real-time banking functions—like payments, collections, balance checks, reconciliations, and more—into their own platforms, ERPs, or apps. No physical paperwork, no manual triggers—just banking that works invisibly, instantly, and intelligently.
We provide secure, scalable, RBI-compliant APIs backed by direct integrations with top Indian banks. Whether you're building a loan disbursal engine, marketplace payout flow, or automated vendor ledger, Gairik makes it happen programmatically.
Why Choose Gairik API Banking?
We simplify digital payments — so you can focus on growing your business.
Built for Platforms & Developers
We provide clean documentation, Postman collections, sandbox environments, and dedicated tech support for fast integrations.
RBI-Compliant, Scalable API Infrastructure
Our APIs are connected to licensed banks and audited gateways—ensuring compliance, uptime, and transactional traceability.
Custom Use-Case Deployment
Whether you're a lending platform, gig economy app, or enterprise ERP, we tailor APIs for your business logic and flow.
How It Works
Here’s how Gairik turns your app into a fully functional financial platform:
- 1. Get API Access & Sandbox Setup: We provide test credentials to explore APIs for payouts, vAccounts, status checks, etc.
- 2. Build & Deploy Securely: Use RESTful endpoints with tokenized credentials and encrypted payloads.
- 3. Go Live with Tiered Permissions: Map user roles and API limits based on access or department.
- 4. Track API Usage in Real Time: See logs, latency, success/fail rates, and security events on your dashboard.
- 5. Reconcile Automatically: Link all incoming/outgoing transactions to your ERP or accounting system.
- 6. Scale Instantly Across Workflows: Clone flows for new products, partners, or payout models without downtime.
Our team handles everything from compliance to technical testing — so you can launch confidently.
Grow Faster with Gairik
Banking, Embedded Where You Need It. Trigger payouts, fetch balances, and reconcile, all from your codebase. With Gairik API Banking, you gain:
Live Banking Endpoints
Virtual Accounts at Scale
Event-Based Automation
Compliance-Ready APIs
Developer-Friendly Onboarding
Control your banking functions, right from your platform.